Dental insurance has had quite an impact on dental care. Reports continue to suggest that if a population is insured, they are more likely to utilize dental services.
Dental insurance has influenced many in the population to access routine preventive care and may have increased the value of oral health in some individuals.18 The coverage of most dental hygiene services by dental insurance companies indicates the cost effectiveness of prevention. On the flip side, dental insurance coverage may decrease the value many place on paying out-of-pocket for dental care.18 In many situations, dental insurance has had a positive effect on the quality and quantity of services provided. Because patients routinely seek preventive care when it is covered by dental insurance, early restorative care is obtained—which is less costly and less invasive—and less extensive care is needed, which ultimately improves outcomes.18